Few banks in Europe are actively providing crypto services.

Most banks prefer to avoid cryptocurrency transactions due to risks and regulatory restrictions.

The Basel Committee on Banking Supervision has proposed setting a high risk factor for cryptocurrency assets, making their ownership and transactions less attractive to banks. Some banks in Europe still see cryptocurrencies as a promising avenue.

While many banks remain cautious, some still see potential in cryptocurrency transactions and are willing to provide services to their clients.

In the US, there has been more development of crypto services from banks, including the ability to store and manage customers' digital assets.

Banks in the US are partnering with cryptocurrency companies and investment funds to provide crypto services, which is helping to increase customer access to cryptocurrencies.

NYDIG has plans to expand its crypto services, including the ability to earn interest on bitcoin deposits.

Overall, while most banks in Europe remain cautious about cryptocurrencies due to regulatory restrictions and high risks, the U.S. has seen more development of crypto services and this could be an example for other regions, including Europe, to follow.

European banks are more conservative compared to American banks.

Some of them even impose bans on cryptocurrency transactions or investments in cryptocurrency-related companies. In Germany, legislative innovations have allowed institutional funds to invest in cryptocurrency, and some banks already provide crypto services with zero fees.

The best cryptocurrency apps and banks in Europe:

-Nuri (Germany): Allows you to invest in Bitcoin and Ether, and provides a free bank account.

-Revolut (UK and Europe): Offers services for buying and selling digital assets and exchanging for traditional money.

-Wirexapp (UK): Allows you to buy, store and manage cryptocurrency and exchange it for traditional currencies.

-Fidor (Germany): Focuses on cryptotransactions and provides a wide range of cryptocurrency tools.

-Bank Frick (Liechtenstein): The first bank in Liechtenstein to offer cryptocurrency trading and secure digital token storage services.