With the help of investments, you can make good money. Many people are afraid to even start, because they are not sure that this is not some kind of fraud, but a transparent and honest scheme. But sometimes you can take a risk, because, as they say, he who does not risk does not drink champagne. 

However, the risk should be justified: before investing money in anything, you should collect as much information about the company and its activities as possible. If just some stranger writes to you with an offer to transfer 300 UAH to your card, and unknown "experts" will teach you everything - and you will be able to earn big money - it is, of course, a dead issue. Therefore, you can only invest money in those schemes/programs/applications, which are used by a large number of people - and in particular those whom you know personally: they can confirm that it is really possible to earn money on it.

Ways to invest and make money at it 

There are more ways than you think, but here are the most popular types of investments:

• Stocks. In short, these are securities that recognize the fact that you are a part owner of a company. Having shares of stock can regularly yield dividends and total capital gains. 
• Bonds. These are also securities, but you lend them to a company or the government. And then your account is regularly "dripping" interest. 
• Real estate. This is a win-win option. You buy a house, and then rent it out - and get good money every month. In short, it's a very good passive income. 
• Entrepreneurship. To start your own business, you need start-up capital. You can invest in an existing startup to have a regular income later on. 
• Purchasing cryptocurrency. For the last 10 years, this is one of the most discussed topics. Those who have made money from cryptocurrency know for sure that it is a working scheme. There are many different schemes how you can make money on crypto, but the most win-win is to buy, for example, bitcoin and just wait until it grows in value to then sell it successfully.

Top 10 apps for making money with investments

1. Monobank-investments 

Monobank ―is reliable, convenient and modern. It is pleasant to invest in this company because it is cool. And subsequently receive passive income. There is definitely no "trickery" here, because Monobank is a brand with an excellent reputation.

Below are your step-by-step actions if the idea itself appeals to you: 

• You install the Mono Invest app on your phone. But you can use it only if you are a MonoBank client;
• fill out the questionnaire carefully, answering all questions honestly; 
• then a contract is drawn up; 
• then you deposit your dollar card and buy your first share;
• you receive regular dividends.

https://www.monobank.ua/invest?lang=ru

2. Portfolio Insights

This is a convenient online service from ICUE company, with the help of which you can conduct various manipulations with stocks, bonds and other assets. 

                               The main functions of the platform are: 

• Personal asset portfolio management;
• analyzing portfolio performance; 
• asset search - thanks to this platform you can not only manage assets, but also actively search for them, favoring the most profitable offers; 
• investment recommendations - the program can assess the risks and real chances of earning.

https://www.portfolio-insight.com/

3. Investing.ua

This is a domestic investment portal, which provides the user with absolutely all the necessary tools for investing. 

What is included in the range of services? 

• News and analytics. The portal can inform you on all financial issues that you are interested in at the moment. 
• Investment tools: charts, calculators, etc. 
• Training and education: Investing.ua provides the client with educational materials, which describe in detail the steps for competent investments.

https://www.investing.com/

4. eToro

It is a well-known international platform for trading stocks, bonds, cryptocurrency and so on. The company was founded in 2007 and is headquartered in Israel. 

The advantages of the eToro platform are:

• the most user-friendly interface; 
• wide choice of assets; 
• low level of commissions. 

What services does the platform provide? 

• Stock trading - the program allows you to buy and sell up to 2000 shares. Impressive figure, isn't it? 
• Bond trading - in this case, you can buy and sell up to 1000 securities. 
• Cryptocurrency trading (the list includes about 60 currencies, including, of course, the well-known Bitcoin, Tether and Ethereum).

https://www.etoro.com/ru/

5. Libertex 

This is a very old company with a successful and memorable logo, which was founded in 1997. If it is still functioning, it shows that the developers have worked hard to make everything work as it should and to make it convenient and pleasant for each client to use the service. The headquarters of the company, by the way, is located in Cyprus. 

Here you can also trade bonds, stocks, cryptocurrency and other financial assets. Commissions are low.

https://libertex.com/

6. Degiro

It is a European brokerage company headquartered in Amsterdam. It was founded by five people in 2008. The program is as convenient as possible - a clear interface, a wide range of assets - there is a lot to choose from + low commissions.

https://www.degiro.com/

7. XTB 

It is a Polish company that has spread all over the world. It has been around for over twenty years, so you can trust its reputation.

XTB follows strict security rules, so you can be 100% sure that your assets will not disappear anywhere. 

The interface, like the logo, is simple, but inspires trust and has a welcoming feel to it. 

In short, XTB is a great tool that makes online trading transparent and fully understandable.

https://www.xtb.com/

8. Capital.com

It is a UK-based platform used by customers from all over the world. It is relatively new - it was founded in 2016. That is, it was initially oriented towards modern trends in terms of design, menus, and functionality in general. 

What does it offer? 

• Trading in any financial assets, no matter what it's about. 
• Training - the platform provides educational materials to every client who visits it for the first time. 
• The "sandbox" method is an interesting format that helps the user to understand asset trading in principle, but the assets are not real. Therefore, you can "have fun" as much as you want and risk nothing.

https://capital.com/

9. Binance

It is the most famous international cryptocurrency interaction exchange. It was founded in 2017 when there was a peak of interest in crypto. 

Here is the list of features and services that Binance offers:

• Cryptocurrency trading - it can be bought, sold and exchanged. 
• Futures trading (in short, futures is a contract between two investors). 
• Margin trading (margin is the difference between the price of a commodity and its cost). 
• Staking - you can place your cryptocurrencies online and earn interest on them. 
• Payments - you can use Binance to fund any user's cryptocurrency wallet. 

Binance is available in a web version, but you can also install it on your smartphone or iPhone.

The main advantages of the Binance platform are:

• A small percentage of commission when trading or transferring;
• thoughtful menu that is easy to use; 
• 100% guarantee of security; 
• large assortment of cryptocurrencies.

Перейти на обзор приложений 

10.  Coinbase

It is an American cryptocurrency exchange based in San Francisco. It was founded just over a decade ago - in 2012. It is one of the world's largest cryptocurrency exchanges. 

What does the company offer? 

• Regular trading and selling of crypto. 
• Creating a Coinbase Pro account with lower fees. 
• Coinbase Wallet is a cryptocurrency wallet that works offline. Here you can store a large amount of cryptocurrency assets and dispose of them however you want. 
• Coinbase Card is a debit card that allows you to store cryptocurrency in places other than the cryptocurrency wallet.

https://www.coinbase.com/

Risks and cautions when using investment applications 

Investments are a great way to earn passive income, but unfortunately, there are many applications and programs whose purpose is simply to "rip off" money without offering anything in return. Therefore, in order not to fall into the trap of fraud, you need to carefully analyze each opportunity for passive income and weigh the pros and cons.

To deepen your understanding of mobile money making apps, we recommend you to read our detailed review on  page about phone apps. 

Here you will find more information about various mobile platforms that offer unique opportunities for investing and earning.

If you are looking for even more ways to make money online, be sure to visit our database of sites. There you will find an extensive list of verified sites.